INTRODUCTION

Knett Enterprises/Creatorsweb.com and/or its partners (together referred to as "CREATORSWEB.com or Knett Enterprises/CreatorsWeb.com") operate this network of web sites (Including, but not limited to CREATORSWEB.com,  TopTenPlace.com, Longdistancemlm.com, or WebChaplain.com) and associated web pages. For the purposes of these Terms of Use, CREATORSWEB.com refers to this network as the "CREATORSWEB.com Web Sites."

CREATORSWEB.com offers you access to the CREATORSWEB.com Web Sites in exchange for your agreement to accept and comply with the terms, conditions, and notices stated here and as may be modified by CREATORSWEB.com from time-to-time. CREATORSWEB.com refers to these terms, conditions, and notices, whether modified or unmodified, as the "Agreement" or as the "Terms of Use". CREATORSWEB.com reserves the right to modify in its sole discretion this Agreement and/or the CREATORSWEB.com Web Sites without providing notification. You are responsible for regularly reviewing this Agreement. BY VISITING OR USING ANY PART OF THE CREATORSWEB.COM WEB SITES, EXCEPT FOR THE CREATORSWEB.COM HOME PAGE AND THESE TERMS OF USE, YOU ARE AGREEING TO THESE TERMS OF USE, AND YOU ARE AGREEING THAT THIS IS A BINDING CONTRACT BETWEEN CREATORSWEB.COM AND YOU. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY PART OF THE CREATORSWEB.COM WEB SITES.

ADDITIONAL TERMS MAY GOVERN USE OF CERTAIN WEB SITES OR WEB PAGES WITHIN THE CREATORSWEB NETWORK OF  WEB SITES

Your use of certain web sites and/or web pages within the CREATORSWEB.com Web Sites may be subject to additional terms that are specific to such web sites and/or web pages (the "Specific Terms") as either contained (i) on this page below this Agreement and/or (ii) on such web sites and/or web pages (for example, terms that typically govern particular features or offers such as sweepstakes are typically found on the relevant web site or web pages).

GENERAL USE AND LIMITATIONS ON GENERAL USE OF THE CreatorsWeb.COM WEB SITES

Except where we specify otherwise, CreatorsWeb.com offers you access to the CreatorsWeb.com Web Sites solely for your personal and non-commercial uses. You promise that you will not use the CreatorsWeb.com Web Sites, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use or for any purposes other than those that are personal and non-commercial. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the CreatorsWeb.com Web Sites. This means, among other activities, that agree not to engage in the practices of "screen scraping," "database scraping," or any other activity with the purpose of obtaining lists of users or other information. You agree that you will not use the CreatorsWeb.com Web Sites in any manner which could damage, disable, overburden, or impair the CreatorsWeb.com Web Sites or interfere with any other party's use and enjoyment of the CreatorsWeb.com Web Sites. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the CreatorsWeb.com Web Sites.

If and when requested by CreatorsWeb.com you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of CreatorsWeb.com, you agree that you will not access or attempt to access password protected, secure or non-public areas of the CreatorsWeb.com Web Sites. Unauthorized individuals attempting to access prohibited areas of the CreatorsWeb.com Web Sites may be subject to prosecution.

Except with the written permission of CreatorsWeb.com, you agree that you will not create links from any web site or web page to any page within the CreatorsWeb.com Web Sites with the exception of the CreatorsWeb.com Web Sites homepages, including, but not limited to pages currently located at www.CreatorsWeb.com, www.addworld.com, www.affiliatesweb.com,www.longdistancemlm.com and www.webchaplain.com. The origin of any such link to the CreatorsWeb.com Web Sites homepage must be accompanied by a clear and prominent attribution indicating that the link is connected to the CreatorsWeb.com Web Sites homepage. For example, prominently positioning the "CreatorsWeb.com" name and mark such that there is clear association between the name and mark and the destination of the link is acceptable. However, you agree that you will not juxtapose the "CreatorsWeb.com" name and mark and the link with your name or any other material(s) in a manner which might give rise to any erroneous conclusion that there is any affiliation or association between CreatorsWeb.com, on the one hand, and you or any other person or entity, on the other hand. You agree that if CreatorsWeb.com, in its sole and unfettered discretion, requests in writing that you remove any link or links to the CreatorsWeb.com Web Sites, you will promptly do so. You agree that if you create any link to the CreatorsWeb.com Web Sites that you will not employ any technology that results in the placement of content from the CreatorsWeb.com Web Sites in a frame and/or a reduced pop-up window and/or any other display mechanism that changes the CreatorsWeb.com Web Sites from how they would appear if a user typed in their URL to a typical browser line.

You agree that CreatorsWeb.com may in its sole discretion and at any time terminate your access to and use of the CreatorsWeb.com Web Sites, or any part thereof, with or without notice.

INFORMATION PROVIDED TO YOU THROUGH THE CreatorsWeb.COM WEB SITES

From CreatorsWeb.com

The CreatorsWeb.com Web Sites contain content and information originated by CreatorsWeb.com (the "CreatorsWeb.com Content"). CreatorsWeb.com presents and makes available such content and information through the CreatorsWeb.com Web Sites as a public service, for the sole purpose of aiding you, the individual consumer. CreatorsWeb.com, therefore, cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information.

From CreatorsWeb.com Affiliates

For your convenience, the CreatorsWeb.com Web Sites contain content and information from CreatorsWeb.com's affiliates and/or links to affiliate web sites ("Affiliate Content"). Such content is not under the control of CreatorsWeb.com and CreatorsWeb.com is not responsible for such content, including without limitation any link contained in such content, or any changes or updates to such content. CreatorsWeb.com is providing such content to you only as a convenience, and the inclusion of such content does not imply endorsement by CreatorsWeb.com of such content or the affiliate. You may be subject to additional and/or different terms, conditions, and privacy policies when you use affiliate services, content, software or sites.

From the Public

The CreatorsWeb.com Web Sites may include a number of venues such as bulletin boards, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to exchange thoughts and opinions with other members of the public ("Public Content"). Since CreatorsWeb.com firmly believes in the value of free and open exchanges, it makes no effort and is under no obligation to monitor, pre-screen, or otherwise censor such thoughts and opinions. Therefore, CreatorsWeb.com cannot guarantee the appropriateness, accuracy, sufficiency, correctness, veracity, completeness or timeliness of such thoughts and opinions. You are responsible for confirming the sufficiency and reliability of any such thoughts or opinions you may use or rely upon. If you wish to inform CreatorsWeb.com of any Public Content that may indicate copyright infringement by any person or entity, Pursuant to Title 17, United States Code, Section 512(c)(2), if you wish to inform CreatorsWeb.com of any suspected copyright infringement please forward your notification to

abuse@creatorsweb.com

Disclaimer

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING BUT NOT LIMITED TO CreatorsWeb.COM CONTENT, AFFILIATE CONTENT, AND PUBLIC CONTENT, PROVIDED BY CreatorsWeb.COM THROUGH THE CreatorsWeb.COM WEB SITES IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CreatorsWeb.COM MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. CreatorsWeb.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. CreatorsWeb.COM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE CreatorsWeb.COM WEB SITES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

INFORMATION PROVIDED BY YOU THROUGH THE CreatorsWeb.COM WEB SITES

To CreatorsWeb.com

In order for you to participate in certain services that CreatorsWeb.com provides through the CreatorsWeb.com Web Sites, CreatorsWeb.com will require that you provide specific information about yourself (the "CreatorsWeb.com Solicited Information"). If you choose to participate in such services, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. CreatorsWeb.com is committed to maintaining the privacy and security of any and all such information that you provide to CreatorsWeb.com through the CreatorsWeb.com Web Sites. To that end, CreatorsWeb.com urges you to review the CreatorsWeb.com Privacy Policy which may be accessed by clicking on the following link: CreatorsWeb.com Privacy Policy

To the Public

The CreatorsWeb.com Web Sites may include a number of venues such as bulletin boards, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to share your thoughts and opinions with other members of the public ("Your Publicly Posted Information"). Since CreatorsWeb.com firmly believes in the value of free and open exchanges, it makes no effort and is under no obligation to monitor, pre-screen, or otherwise censor your thoughts and opinions. Therefore, CreatorsWeb.com cannot be responsible for the appropriateness, accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such thoughts and opinions. Always use caution when posting any personally identifying information about yourself or your children on any of the CreatorsWeb.com Web Sites.

You promise that you will not use the CreatorsWeb.com Web Sites to:

By posting content to the CreatorsWeb.com Web Sites, you grant CreatorsWeb.com a non-exclusive license to (i) host, use, reproduce, modify, distribute, transmit, combine with information provided by third parties, and publicly display such content on and through web sites controlled by CreatorsWeb.com, including but not limited to the CreatorsWeb.com Web Sites, and co-branded or mirrored versions of such sites, and in CreatorsWeb.com's promotional or advertising materials, and (ii) sublicense to third parties such content to the extent necessary for the creation and maintenance of, in part or in whole, such sites.

You acknowledge that while CreatorsWeb.com does not pre-screen content posted by you to the CreatorsWeb.com Web Sites, CreatorsWeb.com and its designees shall have the right (but not the obligation) in their sole discretion to refuse or remove any content that is posted by you or any other party to the CreatorsWeb.com Web Sites. Without limiting the foregoing, CreatorsWeb.com and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable, and to terminate your access to any or all of the CreatorsWeb.com Web Sites at any time without notice for any reason whatsoever. You agree that you must evaluate, and bear all risks associated with, the use of any content you post to the CreatorsWeb.com Web Sites, including any reliance on the accuracy, completeness, or usefulness of such content.

CreatorsWeb.com reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

By posting, uploading, inputting, providing or submitting content to the CreatorsWeb.com Web Sites, you warrant and represent that you own or otherwise control all of the rights to such content including, without limitation, all the rights necessary for you to provide, post, upload, input or submit such content.

Indemnification

YOU AGREE TO INDEMNIFY AND HOLD CreatorsWeb.COM AND ITS, SUPPLIERS, AFFILIATES, SUBSIDIARIES, EMPLOYEES HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF ANY INFORMATION, INCLUDED BUT NOT LIMITED TO CreatorsWeb.COM SOLICITED INFORMATION, AFFILIATE SOILICITED INFORMATION, AND YOUR PUBLICLY POSTED INFORMATION, SUBMITTED, POSTED, OR OTHERWISE PROVIDED BY YOU TO THE CreatorsWeb.COM WEB SITES AND/OR CreatorsWeb.COM AND/OR ITS AFFILIATES.

SERVICES PROVIDED THROUGH THE CreatorsWeb.COM WEB SITES

Non-Commercial Services

CreatorsWeb.com provides through the CreatorsWeb.com Web Sites a number of venues in which interactive services ("Interactive Services"), such as online submission of url, promotional tools and checklists, are offered to you. Such services are offered by CreatorsWeb.com for the sole purpose of disseminating information for the public's benefit. CreatorsWeb.com cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such services. You are responsible for confirming the sufficiency and reliability of any such service.

THE INFORMATION CONTAINED IN AND PROVIDED THROUGH CreatorsWeb.COM'S INTERACTIVE SERVICES ARE NOT INTENDED NOR IMPLIED TO BE A SUBSTITUTE FOR PROFESSIONAL ADVICE. CreatorsWeb.COM MAKES NO EXPRESS OR IMPLIED REPRESENTATION, WARRANTY OR GUARANTEE IN CONNECTION WITH THE INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES, INCLUDING THE APPROPRIATENESS, ACCURACY, CORRECTNESS, VERACTIY, VALUE, SUFFICIENCY, TIMELINESS, OR COMPLETENESS OF THE DATA, METHODS AND OTHER INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES. CreatorsWeb.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH REGARD TO SUCH SERVICES. CreatorsWeb.COM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY ANY ERROR OR OMISSION, OR ARISING OUT OF, OR IN CONNECTION WITH, THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. IN NO EVENT WILL CreatorsWeb.COM BE LIABLE TO ANY USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY DECISION MADE OR ACTION TAKEN BY ANY USER OF SUCH SERVICES OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. A USER'S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH SUCH A SERVICE IS TO STOP USING THE SERVICE.

Third-Party Services

A number of commercial service may be offered by third parties through the CreatorsWeb.com Web Sites. You acknowledge that by permitting such services to be offered through the CreatorsWeb.com Web Sites, CreatorsWeb.com is acting as a passive conduit for the transmission to such third parties of any information related to such services that you submit to CreatorsWeb.com. In order for CreatorsWeb.com to distribute your information and facilitate contacts between you and such third parties, you hereby grant CreatorsWeb.com permission to disclose any and all of the information that you provide to CreatorsWeb.com to any such third party that CreatorsWeb.com, in its sole discretion, deems relevant and appropriate.

Any information that you provide to CreatorsWeb.com must be true, complete, and accurate, must not represent you as someone else or falsely identify you, and must not violate any law, statute, ordinance or regulation. You are solely responsible for such information and for all of the terms and conditions of transactions between you and such third parties, including, without limitation, terms regarding warranties, insurance, fees, taxes, titles and licenses. You must not submit a request for a third party service through the CreatorsWeb.com Web Sites unless you intend, in good faith, to contract with such third party for the use of such service.

CreatorsWeb.com is not and will not be responsible for (i) the terms and conditions of any transaction between you and any third party, (ii) any insufficiency of or problems with any such third party's background, insurance, credit or licensing, or (iii) the quality of services performed by any such third party or any other legal liability arising out of or related to the performance of such services. In the event that you have a dispute with any such third party, you release CreatorsWeb.com (and its affiliates, agents and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

GENERAL TERMS

 Use of the CreatorsWeb.com Web Sites is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and CreatorsWeb.com as a result of this Agreement or use of the CreatorsWeb.com Web Sites. CreatorsWeb.com's performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of CreatorsWeb.com's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the CreatorsWeb.com Web Sites or information provided to or gathered by CreatorsWeb.com with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and CreatorsWeb.com with respect to the CreatorsWeb.com Web Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and CreatorsWeb.com with respect to the CreatorsWeb.com Web Sites. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CreatorsWeb.COM, ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

IN NO EVENT SHALL CreatorsWeb.COM AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE CreatorsWeb.COM WEB SITES, WITH THE DELAY OR INABILITY TO USE THE CreatorsWeb.COM WEB SITES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE CreatorsWeb.COM WEB SITES, OR OTHERWISE ARISING OUT OF THE USE OF THE CreatorsWeb.COM WEB SITES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF CreatorsWeb.COM OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE CreatorsWeb.COM WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE CreatorsWeb.COM WEB SITES.

You agree to indemnify, defend and hold harmless CreatorsWeb.com, its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

All materials on the CreatorsWeb.com Web Sites (as well as the organization and layout of the CreatorsWeb.com Web Sites) are owned and copyrighted or licensed by CreatorsWeb.com, its affiliates or its suppliers. (c) 2001 Copyright CreatorsWeb.com. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at the CreatorsWeb.com Web Sites is permitted without the written permission of CreatorsWeb.com. Any rights not expressly granted herein are reserved.